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We don’t collect your name, then sell you as a lead. We don’t charge referral fees so that Realtors earn less to represent you. If what you want is direct access to real estate agents, listings, homes for sale and MLS property search, then we’re the site for you. Nothing hidden. No middlemen. Calculators 16 mortgage and real estate calculators Local Home Finder Interest Rate Report - Jul 2015 Long-term mortgage interest rates continued their move to record highs for 2015, according to data from mortgage finance company Freddie Mac. July was the first month that interest rates stayed above 4 percent for the entire month since September 2014. Existing Home Sales - Jul 2015 Sales of existing U.S. homes rose in June to an eight-year high, spurred on by rising interest rates and higher demand, according to the National Association of Realtors. Total existing-home sales grew to a seasonally adjusted annual rate of 5.49 million homes, the highest level since February 2007, up 3.2 percent from the 5.32 million in May. Sales rose 9.6 percent from the previous year. Interest-Only Mortgages Creep Back Into the Housing Market Once considered the riskiest type of loan available, interest-only mortgages are making a comeback in the housing market. This time around they may not be as risky and definitely will not be as widely available. Mortgage Lender Optimism Reaches Record High Rapidly growing home prices and increased demand for mortgage loans has pushed lender optimism about the housing market to new heights, according to mortgage guarantor Fannie Mae, a sign that a recovery is continuing to gain steam in 2015. New Mortgage Rules Aim to Simplify Paperwork for Buyers With new federal regulations going into effect on Aug. 1, closing mortgage documents will become a little simpler for homebuyers. However, this upcoming process may make things more difficult for mortgage lenders. Despite Slow Recovery, Experts Optimistic About 2015 Housing Market Investors Back Out but Who Will Fill the Home Buyer Void Rise in Zombie Foreclosures Points to Last Wave of ‘Strategic Default’ The share of ‘zombie foreclosures’ – homes in the foreclosure process where owners have vacated before the bank has repossessed the property – rose to 25 percent of all active foreclosures as of the end of January, according to foreclosure data firm RealtyTrac. The report found that although the total number of such defaults fell 6 percent to 142,462 from the previous year, the share of zombie foreclosures rose 21 percent from the same time in 2014. Mortgage Rates Should Rise in 2015 Even though long-term mortgage interest rates declined for the majority of the last year, most analysts are predicting that higher rates will make a comeback in 2015. Most of those forecasts are based on the fact that the Federal Reserve has ended its bond-buying program and is likely to slowly start raising its target interest rates this year in order to combat inflation. Banks Plan To Ease Lending Standards Ahead of Fannie, Freddie Rule Changes After several years of ultra-tight mortgage standards, there may be a break in the clouds for borrowers with less-than-perfect credit soon. Mortgage giants Fannie Mae and Freddie Mac put into place new guidelines for home loan lenders that took effect December 1 and several big banks are already preparing to make some significant changes to their credit requirements. Share of First-time Home Buyers Falls to 26 Year Low Young would-be homebuyers are increasingly unable to make the dream of homeownership come true, according to the results of the latest survey from the National Association of Realtors. The Great Recession, student loans, and a strict lending climate seem to be the big problems for the nation’s young buyers. No One Believes the Fed’s Promises to Raise Interest Rates Although the Federal Reserve has been regularly broadcasting its plans to raise its target interest rate next year, no one seems to be listening. Two economists at the San Francisco Fed found that neither economists and investors nor the general public believe that the Fed will raise rates as soon as they say. Top 20 Real Estate Markets Nationwide Top real estate agents websites nationwide. 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